The freeloading ends today. My husband declared it right after his promotion, announcing that from now on, we’d have separate bank accounts. I agreed. And then, on Sunday — his sister came for dinner. She looked at the table, looked at me and said: “About time he stopped…”

“Yes, Chloe, your father got exactly what he wanted tonight,” I whispered back to her.

Across the hallway, I could hear the sound of the shower running and Garrett singing to himself as if he were the king of the world.

By the time I made it to our bedroom, he had already dropped his clothes on the floor and left his shoes in the middle of the room for me to trip over.

His phone was buzzing incessantly on the nightstand with congratulatory messages from his colleagues, and he looked entirely relaxed in his own self importance.

“You seem fine with the new arrangement now,” he noted as he climbed into bed and started scrolling through his social media feed.

“I am perfectly fine, Garrett,” I replied as I walked past him to go back downstairs.

I went into the dark kitchen and sat at the table with only the small light above the stove to guide me.

The house was silent except for the low hum of the refrigerator and the sound of a distant dog barking in the night.

I opened my laptop and logged into our joint bank account to look at the cold, hard reality of our financial history.